ECONOMETRIC PROFITABILITY OF SAVINGS STUDY IN THE PROVINCE OF SANTA ELENA: CASE BOX" FREEDOM" CHANDUY PARISH FOR THE PERIOD 2001-2014

Abstract:

In Santa Elena Peninsula and specifically in the parish Chanduy, the commercial sector has been impacted by the modernization, globalization and unemployment; causing many people to start their own business and thus can obtain an income to survive. However, these employment initiatives are part of the commercial sector have some shortcomings of financial, technological type, production and marketing; generating low incomes. To solve the monetary side there are the savings and cbkp_redit facility, but in many cases the interest charged by these financial institutions and debt levels, limiting the feasibility of the investment. Therefore, this investigation seeks to establish statistics, theoretical and econometric model for the profitability of savings and cbkp_redit consistent with financial theory, for the period 2001-2014 through analysis of exogenous and super-exogeneity, highlighting the variables that within the model …

Año de publicación:

2015

Keywords:

Fuente:

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