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El mercado asegurador ecuatoriano, panorama, futuro e implicaciones frente a la normativa inscrita en el nuevo código monetario.

Abstract:

The purpose of the investigation herein is to diagnose and assess the development of the insurance sector, both financially and socially, in front of the new implemented policies and in force since several years ago, and most of all the impact that the new amendment to the insurance law published in Official Gazette 332 dated September 12th, 2014 will have. Throughout the investigation herein, it has been seek to determine through a market and financial analysis, the evolution of the sector during the last five years and the impact that the new regulations has had over the insurance companies in Ecuador. The investigation has been performed in first instance since year 2010 until year 2014, in order to determine its composition, its growth, its contribution to the country's economy, detail of its members, main areas, evolution, etc., before the effective date of the new organic monetary and financial code. In addition, an analysis as of November 2015 was performed, in which the different economic, legal and social variables that have affected the sector during the last year were revealed. A deep analysis was carried out of the new insurance law included in the Organic Monetary and Financial Code that will enter into force in 2016 and which pretend to regulate the operational and financial solvency of the insurance companies that operates in Ecuador...