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Análisis de cartera microcrédito del banco XYZ, Agencia 123

Abstract:

The present study was carried out in the agency 123 of Banco XYZ, where they opened with the information requirements (cbkp_redit manuals, processes and study of cbkp_redits), where adequate and adequate evidence was collected regarding the delinquency and the impact that it generates to the Bank. The research design is based on the qualitative and quantitative modality and the method of investigation adopted is the inductive, citing as an example: Withdrawal of investment in the microcbkp_redit portfolio, due to the instability that crosses the country, in addition the cbkp_redit process was analyzed And previous study that is executed to the applicants, detecting processes that are not efficient, effective and timely, which generates my proposal "Design of a policy and procedures manual, with the objective of preventing and improving the controls of the microcbkp_redit process for the financial system ", Concluding with an improvement in the flow of the cbkp_redit process and a reduction of delinquency through a thorough financial study of the applicant, business and family unit.