THE FINANCIAL STRATEGIES AND THE HERITAGE OF SAVINGS AND CREDIT COOPERATIVES IN A CONTEXT OF POPULAR AND SOLIDARITY ECONOMY

Abstract:

In the present research the financial strategies and the patrimonial increases of the savings and cbkp_redit cooperatives of segment two of the Canton Ambato are analyzed, for which it was decided to study the financial strategies that obtained the greatest impact in the increase of the patrimony, financial indicators were applied to determine if the equity increased during the year 2015. This problem is affected in the profitability of cooperatives, thus reducing their competitiveness and ability to stay in the cooperative market. One of the most important indicators is the patrimonial sufficiency that relates the technical patrimony constituted and the assets and contingents weighted by risk, in which the law requires a minimum of 9% of this indicator to be maintained to support the institution's current and future operations. It was also analyzed whether the cooperatives comply with the regulations established by the Monetary and …

Año de publicación:

2017

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Fuente:

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